Chase · Visa
Chase Freedom Unlimited
Flat-rate cash back with bonus categories.
ByHillel Sonnenschine·
No annual fee card earning at least 1.5% on everything plus 3% on dining and drugstores, and 5% on travel via Chase. Pairs perfectly with a Sapphire card to convert cash back into transferable points.
Apply now →
You'll be taken to Chase's official site to apply. Cardly may earn a commission.
Annual fee
None
Welcome bonus
~$200
Spend $500 in 3 months
Purchase APR
19.49%, 28.24%
0% intro APR on purchases for 15 months
Foreign tx fee
3%
Welcome bonus
Earn $200 after spending $500 within the first 3 months. Intro 0% APR for 15 months on purchases and balance transfers (after that 18.24% to 27.74% variable). The balance transfer fee is 5% or $5, whichever is greater. See more info below.
Estimated value: ~$200
Rewards
| Category | Rate |
|---|---|
Travel via Chase Travel | 5% |
Dining and drugstores | 3% |
All other purchases | 1.5% |
Benefits
- 0% intro APR on purchases for 15 months
- Cell phone protection up to $1,000/year
- Pairs with Sapphire to upgrade cash back to transferable points
Best for
- 1Everyday spend
- 2Sapphire pairing
- 3No annual fee
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
