Bank of America · Visa
Bank of America Unlimited Cash Rewards
Flat 1.5%, up to 2.62% with Preferred Rewards.
ByHillel Sonnenschine·
1.5% on every purchase. Preferred Rewards members get a 25-75% bonus, taking the rate up to 2.62%, competitive with the best flat-rate cards.
Apply now →
You'll be taken to Bank of America's official site to apply. Cardly may earn a commission.
Annual fee
None
Welcome bonus
~$200
$1,000 in 90 days
Purchase APR
19.24%, 29.24%
0% intro APR on purchases & balance transfers for 15 cycles
Foreign tx fee
3%
Welcome bonus
Earn $200 after spending $1,000 within the first 90 days. Plus earn a total of 2% cash back on all purchases for the first year from account opening, then 1.5%. Intro 0% APR for 15 months on purchases and balance transfers (after that 17.49% to 27.49% variable). The balance transfer fee is 3%.
Estimated value: ~$200
Rewards
| Category | Rate |
|---|---|
cashback on all purchases | 1.5% |
Benefits
- Extended Warranty: Get your original manufacturer’s warranty time doubled (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.
- Extra Redemption Value: Bank Of America Preferred Rewards customers earn an even higher chasback rate all the way up to 2.625% cashback on all purchases.
Best for
- 11.5% on cashback on all purchases
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
