Capital One · Mastercard
Capital One Platinum Secured
Build credit with a low deposit.
ByHillel Sonnenschine·
Secured credit card with as little as a $49 refundable deposit (qualifying applicants), no annual fee, and access to a higher line after 6 months of on-time payments.

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You'll be taken to Capital One's official site to apply. Cardly may earn a commission.
Annual fee
None
Welcome bonus
None
Purchase APR
29.99%
Foreign tx fee
None
Welcome bonus
Easy credit card to get approved for.
0Benefits
- $49-$99, or $200 refundable deposit (qualifying)
- Automatic credit-line review at 6 months
- No annual fee, no foreign transaction fee
- Free CreditWise FICO monitoring
Best for
- 1Building credit
- 2Bad-credit rebuilders
Recommended credit
Building
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



