Chase · Visa
Chase Sapphire Preferred Card
The classic mid-tier travel card.
ByHillel Sonnenschine·
A long-time favorite for travel rewards beginners. Earns transferable Ultimate Rewards points worth up to 1.25¢ each toward travel through Chase, with strong category bonuses and a $50 annual hotel credit.
★ Best entry travel card for most people.
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Annual fee
$95
Welcome bonus
~$1,033
Spend $5,000 in 3 months
Purchase APR
21.49%, 28.49%
Foreign tx fee
None
Welcome bonus history
75,000 points
Est. value ~$938·$5,000 in 3 months
Typical offer
↘
Wait if you can, Today's offer is lower than the typical value of ~$948. Most cards see a better offer at least twice a year, and the all-time best on this card was ~$1,250.
May 2024Jun 2025
Best everCurrent
Today
~$938
Current offer
Usual value
~$948
Average over the last year
Best ever
~$1,250
Apr 2025 · Best-ever public offer; spend req increased to $5K
▸Full history (6 snapshots)
- Jun 2025~$93875,000 points$5,000 in 3 monthsCurrent offer
- Apr 2025~$1,250100,000 points$5,000 in 3 monthsBest-ever public offer; spend req increased to $5K
- Nov 2024~$75060,000 points$4,000 in 3 months
- Oct 2024~$1,05060,000 points + $300 Chase Travel credit$4,000 in 3 monthsBundled travel credit
- Jun 2024~$75060,000 points$4,000 in 3 months
- May 2024~$93875,000 points$4,000 in 3 months
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Travel via Chase Travel | 5x |
Dining (incl. takeout & eligible delivery) | 3x |
Online groceries (excl. Walmart, Target, wholesale) | 3x |
Select streaming services | 3x |
Other travel | 2x |
Everything else | 1x |
Benefits
- $50 annual Chase Travel hotel credit
- Points worth 1.25¢ each redeemed via Chase Travel
- Transfer 1:1 to 14+ airline & hotel partners
- Primary auto rental collision damage waiver
- Trip cancellation/interruption insurance up to $10,000/person
Best for
- 1Travel beginners
- 2Foodies
- 3Point transfers
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
