Chase · Visa
Ink Business Preferred
Best business card for travel rewards.
ByHillel Sonnenschine·
3x on the first $150K spent annually in travel, shipping, internet/cable/phone and online ad categories. Transfers to Ultimate Rewards partners.
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Annual fee
$95
Welcome bonus
~$1,375
Spend $8,000 in 3 months
Purchase APR
20.49%, 26.49%
Foreign tx fee
None
Welcome bonus history
100,000 points
Est. value ~$1,250·$8,000 in 3 months
Typical offer
-
An average time to apply, Today's offer is around the typical value. A better one shows up roughly 25% of the time historically, so waiting 3-6 months might land you something stronger, or might not.
May 2024Nov 2025
Best everCurrent
Today
~$1,250
Current offer
Usual value
~$1,250
Average over the last year
Best ever
~$1,500
Jul 2024 · Best-ever public offer
▸Full history (4 snapshots)
- Nov 2025~$1,250100,000 points$8,000 in 3 monthsCurrent offer
- Sep 2024~$1,12590,000 points$8,000 in 3 months
- Jul 2024~$1,500120,000 points$8,000 in 3 monthsBest-ever public offer
- May 2024~$1,250100,000 points$8,000 in 3 months
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Travel, shipping, internet/cable/phone, social/search ads (up to $150K) | 3x |
Everything else | 1x |
Benefits
- Transfer points 1:1 to Chase travel partners
- Cell phone protection up to $1,000 (3 claims/yr)
- Trip cancellation/interruption insurance
- Free employee cards
Best for
- 1Online advertisers
- 2Service businesses
- 3Travel
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
