Discover · Discover
Discover it Secured
Build credit and earn cash back.
ByHillel Sonnenschine·
A secured card that actually rewards: 2% at gas stations and restaurants (up to $1K/qtr), 1% on everything else, and Discover matches all rewards in year one.
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Annual fee
None
Welcome bonus
~$100
Automatic
Purchase APR
28.24%
Foreign tx fee
None
Welcome bonus
There is no welcome offer on this card.
Estimated value: ~$100
Rewards
| Category | Rate |
|---|---|
Gas stations & restaurants (up to $1K/qtr) | 2% |
Everything else | 1% |
Benefits
- Refundable security deposit starting at $200
- Automatic reviews for graduation to unsecured starting at 7 months
- Free FICO score
- No annual fee or foreign transaction fees
Best for
- 1Building credit
- 2Newcomers to U.S.
- 3Credit rebuilders
Recommended credit
Building
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
