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U.S. Bank · Visa

U.S. Bank Cash+ Visa Signature

Pick your own 5% categories.

ByHillel Sonnenschine·

Choose two 5% cash-back categories each quarter (up to $2,000 combined) plus one 2% category. Highly customizable for niche spend.

Apply now →

You'll be taken to U.S. Bank's official site to apply. Cardly may earn a commission.

Annual fee
None
Welcome bonus
~$200
$1,000 in 120 days
Purchase APR
19.24%, 29.24%
0% intro APR on balance transfers for 15 billing cycles
Foreign tx fee
2%
Welcome bonus
Earn $200 after spending $1,000 within the first 90 days. Intro 0% APR for 15 months on purchases and balance transfers (after that 17.74% to 27.99% variable). The balance transfer fee is 3% or $5, whichever is greater.
Estimated value: ~$200

Rewards

CategoryRate
cashback on your first $2,000 on purchases each quarter in two categories you choose
5%

Best for

  • 15% on cashback on your first $2
Recommended credit
Good

Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.

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