American Express · American Express
American Express Blue Business Cash
Simple 2% for small business.
ByHillel Sonnenschine·
2% cash back on the first $50K in purchases each year, then 1%. No annual fee plus expanded buying power above your credit limit.
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Annual fee
None
Welcome bonus
~$250
Spend $3,000 in 3 months
Purchase APR
17.49%, 25.49%
0% intro APR on purchases for 12 months
Foreign tx fee
2.7%
Welcome bonus
Earn a $250 statement credit after spending $3,000 within the first 3 months. Intro 0% APR for 12 months on purchases (after that 16.74% - 26.74% variable) (terms apply).
Estimated value: ~$250
Rewards
| Category | Rate |
|---|---|
Every purchase (up to $50K/yr) | 2% |
Above $50K/yr | 1% |
Benefits
- 0% intro APR on purchases for 12 months
- Expanded buying power (spend above your limit)
- Free employee cards
- Year-end summary statement
Best for
- 1Small business owners
- 2Freelancers
- 3No annual fee
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
