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American Express · American Express

American Express Business Gold Card

4x on your two top business categories.

ByHillel Sonnenschine·

Automatically earns 4x in your two biggest spending categories each month from a list of six. Up to $240 annual flexible business credit at FedEx, Grubhub, and office supply stores; $155 annual Walmart+ credit; up to $150 annual Squarespace credit; up to $300 annual ChatGPT Business credit.

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Annual fee
$375
Welcome bonus
~$4,000
Spend $15,000 in 3 months
Purchase APR
17.74%, 28.49%
Foreign tx fee
None
Welcome bonus history
Earn as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Est. value ~$4,000·Spend $15,000 in 3 months
Best ever
Apply now if you can, This is the highest welcome bonus we've ever seen on this card. Applying today locks it in.
Jul 2024Aug 2026
Best everCurrent
Today
~$4,000
Auto-detected from full-catalog sweep
Usual value
~$4,000
Average over the last year
Best ever
~$4,000
Mar 2026 · Variable offer; current
Full history (3 snapshots)
  1. Aug 2026~$4,000
    Earn as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
    Spend $15,000 in 3 monthsAuto-detected from full-catalog sweep
  2. Mar 2026~$4,000
    Up to 200,000 points
    $15,000 in 3 monthsVariable offer; current
  3. Jul 2024~$2,000
    100,000 points
    $15,000 in 3 monthsLong-running standard offer (since July 2024)

Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.

Rewards

CategoryRate
Top two categories from set of 6 (up to $150K/yr combined)
4x
Flights and prepaid hotels on AmexTravel.com or Amex Travel App
3x
Everything else
1x

Benefits

  • $155 annual Walmart+ membership credit
  • Up to $240 annual flexible business credit for FedEx, Grubhub, and office supply stores
  • Up to $150 annual Squarespace credit
  • Up to $300 annual ChatGPT Business credit

Best for

  • 1Mid-size businesses
  • 2Variable spend
Recommended credit
Excellent

Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.

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