American Express Business Gold Card
4x on your two top business categories.
Automatically earns 4x in your two biggest spending categories each month from a list of six. Up to $240 annual flexible business credit at FedEx, Grubhub, and office supply stores; $155 annual Walmart+ credit; up to $150 annual Squarespace credit; up to $300 annual ChatGPT Business credit.

You'll be taken to American Express's official site to apply. Cardly may earn a commission.
▸Full history (3 snapshots)
- Aug 2026~$4,000Earn as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.Spend $15,000 in 3 monthsAuto-detected from full-catalog sweep
- Mar 2026~$4,000Up to 200,000 points$15,000 in 3 monthsVariable offer; current
- Jul 2024~$2,000100,000 points$15,000 in 3 monthsLong-running standard offer (since July 2024)
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Top two categories from set of 6 (up to $150K/yr combined) | 4x |
Flights and prepaid hotels on AmexTravel.com or Amex Travel App | 3x |
Everything else | 1x |
Benefits
- $155 annual Walmart+ membership credit
- Up to $240 annual flexible business credit for FedEx, Grubhub, and office supply stores
- Up to $150 annual Squarespace credit
- Up to $300 annual ChatGPT Business credit
Best for
- 1Mid-size businesses
- 2Variable spend
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



