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American Express · American Express

The Platinum Card from American Express

The benchmark for ultra-premium travel perks.

ByHillel Sonnenschine·

Refreshed in 2025 with a higher fee but a substantially expanded credit stack, over $2,500 in potential annual statement credits, unparalleled lounge access (Centurion + Priority Pass + Delta Sky Club when flying Delta), and 5x on flights and prepaid hotels via Amex Travel.

TravelPremiumLounge Access
★ Charge card, pay in full each month (Pay Over Time on eligible charges). Refreshed in fall 2025: fee raised to $895, hotel/Resy/Lululemon/Equinox credits added.
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Annual fee
$895
Welcome bonus
~$2,013
Spend $12,000 in 6 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus history
Up to 175,000 points
Est. value ~$3,500·$12,000 in 6 months
Best ever
★
Apply now if you can, This is the highest welcome bonus we've ever seen on this card. Applying today locks it in.
May 2024Feb 2026
Best everCurrent
Today
~$3,500
Variable offer. Spend req increased to $12K. Current.
Usual value
~$3,500
Average over the last year
Best ever
~$3,500
Jun 2025 · Variable offer; eligibility differs by applicant. Headline 175K.
▸Full history (3 snapshots)
  1. Feb 2026~$3,500
    Up to 175,000 points
    $12,000 in 6 monthsVariable offer. Spend req increased to $12K. Current.
  2. Jun 2025~$3,500
    Up to 175,000 points
    $8,000 in 6 monthsVariable offer; eligibility differs by applicant. Headline 175K.
  3. May 2024~$1,600
    80,000 points
    $8,000 in 6 monthsLong-running standard offer (since Aug 2023)

Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.

Rewards

CategoryRate
Flights booked direct or via Amex Travel (up to $500K/yr)
5x
Prepaid hotels via Amex Travel
5x
Everything else
1x

Benefits

  • Centurion Lounge + Priority Pass + Delta Sky Club access
  • $200 annual airline incidental credit
  • $200 Uber Cash + $120 Uber One credit ($15/mo + $20 December bonus + $120/yr Uber One)
  • $600 prepaid hotel credit (Fine Hotels + Resorts / The Hotel Collection, $300 semi-annual)
  • $300 digital entertainment credit ($25/mo: Disney+, ESPN, Hulu, NYT, Paramount+, Peacock, WSJ, YouTube Premium/TV)
  • $400 Resy dining credit ($100/quarter) + Platinum Nights by Resy access
  • $300 Lululemon credit ($75/quarter)
  • $300 Equinox credit
  • $155 Walmart+ membership credit
  • $209 CLEAR+ credit
  • Marriott + Hilton Gold status
  • Up to $100 Global Entry/TSA PreCheck credit (every 4 years)

Best for

  • 1Lounge hoppers
  • 2Credit maximizers
  • 3Status seekers
Recommended credit
Excellent

Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.

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