Capital One · Mastercard
Capital One Spark Cash Plus
2% flat for any business size.
ByHillel Sonnenschine
Unlimited 2% cash back on all business purchases, with a $2,000 reward when you spend $30,000 in your first 3 months. No preset spending limit charge card.
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Annual fee
$150
Welcome bonus
~$2,500
$30,000 in 3 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus history
Earn $2,000 cash after spending $30,000 in the first 3 months, plus a $500 Capital One Business Travel credit (limited time).
Est. value ~$2,500·$30,000 in 3 months
Best ever
★
Apply now if you can, This is the highest welcome bonus we've ever seen on this card. Applying today locks it in.
Aug 2024Aug 2026
Best everCurrent
Today
~$2,500
Auto-detected from full-catalog sweep
Usual value
~$2,500
Average over the last year
Best ever
~$2,500
Aug 2026 · Auto-detected from full-catalog sweep
▸Full history (2 snapshots)
- Aug 2026~$2,500Earn $2,000 cash after spending $30,000 in the first 3 months, plus a $500 Capital One Business Travel credit (limited time).$30,000 in 3 monthsAuto-detected from full-catalog sweep
- Aug 2024~$2,000$2,000$30,000 in 3 monthsStandard public offer since Aug 2024; current
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Every business purchase | 2% |
Hotels & rental cars via Capital One Travel | 5% |
Benefits
- No preset spending limit
- $150 annual fee refund when you spend $150,000+
- Free employee cards
Best for
- 1Mid-size businesses
- 2High-spend operators
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
