Capital One · Mastercard
Capital One Spark Cash Plus
2% flat for any business size.
ByHillel Sonnenschine
Unlimited 2% cash back on all business purchases, with a $1,200 reward when you spend $30K in your first year. Charge card (pay in full).
Apply now →
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Annual fee
$150
Welcome bonus
~$2,000
$30,000 in 3 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus history
$2,000
Est. value ~$2,000·$30,000 in 3 months
Best ever
★
Apply now if you can, This is the highest welcome bonus we've ever seen on this card. Applying today locks it in.
Aug 2024Aug 2024
Best everCurrent
Today
~$2,000
Standard public offer since Aug 2024; current
Usual value
~$2,000
Average over the last year
Best ever
~$2,000
Aug 2024 · Standard public offer since Aug 2024; current
▸Full history (1 snapshots)
- Aug 2024~$2,000$2,000$30,000 in 3 monthsStandard public offer since Aug 2024; current
Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.
Rewards
| Category | Rate |
|---|---|
Every business purchase | 2% |
Hotels & rental cars via Capital One Travel | 5% |
Benefits
- No preset spending limit
- $200 annual cash bonus when you spend $200K
- Free employee cards
Best for
- 1Mid-size businesses
- 2High-spend operators
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
