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Capital One · Visa

Capital One Venture X Rewards

Premium travel for half the fee.

ByHillel Sonnenschine·

Premium travel card with $300 Capital One Travel credit and 10,000-mile anniversary bonus that effectively offset the $395 fee. Unlimited authorized users at no charge.

Best value premium card if you don't need Centurion access.
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Annual fee
$395
Welcome bonus
~$863
Spend $4,000 in 3 months
Purchase APR
19.99%, 29.99%
Foreign tx fee
None
Welcome bonus history
75,000 miles
Est. value ~$1,313·$4,000 in 3 months
Below usual
Wait if you can, Today's offer is lower than the typical value of ~$1,532. Most cards see a better offer at least twice a year, and the all-time best on this card was ~$1,750.
May 2024Jan 2026
Best everCurrent
Today
~$1,313
Current offer
Usual value
~$1,532
Average over the last year
Best ever
~$1,750
Nov 2025 · Limited-time best-ever public offer
Full history (3 snapshots)
  1. Jan 2026~$1,313
    75,000 miles
    $4,000 in 3 monthsCurrent offer
  2. Nov 2025~$1,750
    100,000 miles
    $10,000 in 6 monthsLimited-time best-ever public offer
  3. May 2024~$1,313
    75,000 miles
    $4,000 in 3 monthsLong-running standard offer (since March 2022)

Compiled from public offers visible on issuer pages and aggregator sites. Targeted/CardMatch offers excluded unless explicitly noted. Verify with issuer before applying.

Rewards

CategoryRate
Hotels & rental cars via Capital One Travel
10x
Flights via Capital One Travel
5x
All other purchases
2x

Benefits

  • $300 annual Capital One Travel credit
  • 10,000 anniversary bonus miles each year
  • Capital One Lounge + Priority Pass access
  • Up to $100 Global Entry/TSA PreCheck credit
  • Cell phone protection
  • Add authorized users at no cost (with lounge access)

Best for

  • 1Travelers
  • 2Couples/families
  • 3Lounge access
Recommended credit
Excellent

Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.

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