Citi · Mastercard
Citi / AAdvantage Executive World Elite
Admirals Club membership built in.
ByHillel Sonnenschine·
Admirals Club lounge access (with up to 10 authorized users), 5x on American, and Loyalty Point boosts toward AA elite status.

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Annual fee
$595
Welcome bonus
~$750
Spend $7,500 in 3 months
Purchase APR
21.24%, 29.99%
Foreign tx fee
None
Welcome bonus
Earn 75,000 miles after spending $7,500 within the first 3 months.
Estimated value: ~$750
Benefits
- Auto CDW Insurance: Worldwide primary coverage on rentals outside the U.S. and secondary coverage within the U.S. Coverage is for rentals up to 31 days. Max $75,000 per car.
- Credits: Get up to $120 in credits on Avis and Budget car rentals each calendar year. Get up to a $10 credit statement each month on Grubhub purchases.
- Extra Redemption Value: Get a 7,500 AAdvantage miles discount on select round-trip destinations. Login in to your Citi account to get your discount code.
- Free Baggage: First checked bag free for you and up to 8 companions on domestic American Airlines flights.
- Global Entry and TSA pre-check: Get up to a $100 statement credit for Global Entry or TSA Pre-Check every 4 years.
- Inflight Savings: Receive 25% back on inflight purchases of food and drinks.
- Lost Luggage Insurance: Get up to $3,000 per person per trip (max $2,000 for N.Y. residents) for lost stolen, or damaged luggage. Max $10,000 per trip.
- Lounge Access: Complimentary access to any of the 50 worldwide Admiral Clubs lounges for you and up to 2 travel companions. Your authorized users will also receive complimentary access.
- Priority Boarding: Get priority check-in (in the first-class lane), exclusive airport screening (where available), and priority boarding, for you and up to 8 companions.
- Trip Delay Insurance: If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.
- Upgraded Statuses: Receive 10,000 AAdvantage Elite Miles (EQMs) after $40,000 spent within a calendar year to quicker meet AA Elite Status requirements.
Best for
Recommended credit
Good
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.



