Chase · Visa
United Club℠
this card is the ultimate luxury United credit card.
ByHillel Sonnenschine·
this card is the ultimate luxury United credit card. Enjoy benefits like free upgrades with United Airlines, priority check-in, and security screening, United Lounge Access, Complimentary Hertz Presidents Circle, and much more (see full details below)! You can use your points to pay the annual fee at a rate of 1.5 cents per mile.
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Annual fee
$695
Welcome bonus
~$1,000
Spend $5,000 in 3 months
Purchase APR
Charge card
Foreign tx fee
None
Welcome bonus
Earn a total of 110,000 miles. Earn 100,000 miles plus 2,000 PQP after spending $5,000 within the first 3 months. Plus, earn an additional 10,000 bonus miles after you add an employee card to your account within the first 3 months.
Estimated value: ~$1,000
Rewards
| Category | Rate |
|---|---|
total miles on eligible United flights | 11x |
miles on all other eligible United(R) purchases | 5x |
mile everywhere else | 1x |
Benefits
- Anniversary Bonus: Earn up to 20,000 miles in award flight discounts annually.
- Credits: Get a $12 monthly statement credit ($18 in December) for rideshare purchases, a total of up to $150 annually. (Valid for Taxi, limo, and rideshare. Enrollment required.
- Extra Redemption Value: Expanded Award Availability on United Flights when booking award flights. You can use you points to pay your card annual fee at a rate of 1.5 cents per mile.
- Free Baggage: First and second checked bags free for you and one companion on United flights. Plus receive a free carry-on bag even with a basic economy ticket.
- Global Entry and TSA pre-check: Get up to $120 statement credit for Global Entry, TSA Precheck, or NEXUS every 4 years.
- Inflight Savings: Receive 25% back (statement credit) on United for inflight purchases of Wifi, food and drinks.
- Lounge Access: Receive complimentary access to United Club lounges. As of 8/1/25, access will be given only to cardholder plus 1 adult companion and all dependent kids age 18 and under.
- Priority Boarding: Premier Access for check in, security, boarding, baggage handling
- Upgraded Statuses: Premier upgrades for you and your companions on United flights (only for Mileage Plus Premier members) Get complimentary upgraded to IHG Platinum status Get 1,500 PQPs
Best for
- 111x on total miles on eligible United flights
- 25x on miles on all other eligible United(R) purchases
- 31x on mile everywhere else
Recommended credit
Excellent
Terms shown are illustrative based on publicly available information and may have changed. Always confirm current rates, fees, rewards, and terms with the issuer before applying.
